Mortgage Center
Whether you're buying your first home, making your next move, or simply refinancing, ACFCU has the terms, features, and options designed to make the mortgage process simple and easy! Our Mortgage Lender, Matt Jones, is local, trusted, and is with you every step from pre-approval to closing. We make the process easy for YOU.
Mortgage
We offer a variety of Home Loan options to fit your individual lifestyle, budget, and goals. Mortgage loans offered by ACFCU include:
Conventional - Competitive rates and flexible terms for qualified buyers
USDA - No down payment for homes in eligible rural areas
VA - Zero down payment for eligible veterans and active-duty service members
FHA - Great for first-time buyers with lower down payment options
Refinance
Thinking of refinancing but not sure if it’s the right fit for you? Here are a few reasons why refinancing your current Mortgage Loan could be beneficial:
Take advantage of lower interest rates.
Lower your monthly payment.
Shorten the term of your loan.
Save on interest and potentially pay off your Mortgage sooner.
Meet the Real Matt Jones
Matt Jones
Matt was raised in Benton and graduated from Benton High School in 2003, going on to graduate from Ouachita Baptist University in 2007, where he majored in Business Administration. With over a decade of experience in customer service, finance, and real estate, Matt is ready to serve you! Give him a call!
Mortgage Loan Originator
Work: (501) 315-5626
Cell: (501) 249-6885
Email: Matt.Jones@alcoacfcu.org
NMLS #2537426
How to Get Started
Mortgage Rates
Looking for a great rate on a home loan or a home refinance? We work hard to find the best rate that fits your individual lifestyle, budget, and goals*.
We would love to quote you a rate. Fill out the form below to get started.
Get A Rate Quote
*Your mortgage rate can be affected by a number of factors, including your credit score, loan-to-value ratio, your down payment and the loan program you choose.