Auto Loans

Loan Rates
Rate Term
as low as 4.20% 48
as low as 4.70% 60
as low as 5.10% 72
as low as 5.70% 84
*Membership with Alcoa Community Federal Credit Union is required for all offers. Terms and Conditions apply. APR range is based on creditworthiness. Contact a lender for additional information at (501) 315-5626 or email Lending@alcoacfcu.org.

ATV/Motorcycle/Personal Watercraft

Rate Term Year
as low as 7.10% 60 2026 - 2024
as low as 7.45% 72 2026 - 2024
as low as 9.75% 48 2023+

Boats/RV/Motorhomes

Rate Term Year
as low as 6.50% 60 2026 - 2024
as low as 7.25% 72 2026 - 2024
as low as 10.00% 120 $30K+
as low as 11.00% Up to 60 mths 2023+

Farm Equipment/Other Goods

Farm EquipmentOther Goods
Rate Term Year
as low as 8.25% 60 2026-2021
as low as 9.00% 75 2026-2021
as low as 10.25% 120 $30K+
as low as 11.75% Up to 48 mths max 2020+

Unsecured

unsecured
Rate Term
as low as 7.50% 12
as low as 8.00% 24
as low as 8.75% 36
as low as 9.50% 48
 
unsecured buy downs
BUY-DOWNS MAXIMUM BUY-DOWNS
1. Credit Life or Credit Disability or Debt Protection (-0.25%) CONSUMER: 0.50%
2. Direct deposit of net pay w/ automatic transfer(-0.25%) COMMERCIAL: 0.25%
3. Purchace of MRC and or GAP insurance (-0.25%)
4. Less than 80% LTV(-0.25%)
5. Less than 50% LTV (-0.50%)

Share Secured

Up to 60 mths max: 3% Above Current Share Rate